Casualty
Types/Classes of business offered and some examples:
Amusement - Arcades, Ball Pits, Certain Inflatables, Miniature Golf, Kiddie Rides
Buildings/Premises - Bank/Office/Mercantile/Mfg - Lessors Risk
Care Facilities - Excluding Professional - Adult Homes, Day Care, Halfway Houses, Shelters
Consignment Shops
Contractors - Artisan and General (All Classes but Territorial Limitations)
Convenience Stores/Grocery Stores
Dance Halls
Distributors
Excess General Liability
Habitational – Apartment, Hotel/Motel, Rental Dwellings, Boarding/Rooming Houses, Mobile Home Parks, Homeowners/Condo Assoc.
Laboratories - Research and Development
Manufacturers - Light to Medium Hazard Manufacturing & Warehousing Exposures
Manufacturers' Reps'
Mobile Home Parks
Office Buildings, Stores, Rentals
Owners & Contractors Protective (OCP)
Products - Light to Medium: Clothing, Cosmetics, Decorative Jewelry, Non-Industrial Equipment, Food Products, Sporting Equipment, Topical and Non-Prescription Medicines, and Watercraft
Professional Liability - Miscellaneous
Programs - Associations - Niche - Homogenous Groups
Real Estate Development Property/Land
Recreational - Athletics, Camps, Kiddie Rides, Parks, Seasonal Activities, Special Events, Sporting, and Theaters
Restaurants, Bars, Taverns, Clubs, Caterers
Schools - Trade/Vocational/Career
Vacant Land and Buildings
Warehouses
Wholesale - Retail
Most ISO classifications Written
Most of the above classes can be written on a monoline or package basis.
* Average Premium: $3,700
* Limits: $5 million occurrence
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